Phone calls are convenient, but they are not the safest way to share sensitive information. Scammers, hackers, and even untrustworthy people can misuse what you say. To protect yourself, here are three things you should never reveal over a phone call:
1. Your Banking or Financial Details
Details like your ATM PIN, CVV number, BVN, or online banking password should never be spoken over the phone.
Fraudsters often pretend to be bank officials and trick people into giving these details.
What to do: If your bank truly needs information, visit the branch directly or use their official mobile app.
2. Your Personal Identification Numbers
Never share your National ID number, Social Security number, passport number, or voter’s card details during a phone call.
Criminals use these details to commit identity theft and fraud.
What to do: Only provide such information in person at official offices, never through casual calls.
3. Your Private Life Secrets
Matters like family problems, relationship issues, or personal mistakes should not be discussed openly on calls.
Calls can be recorded and later used against you.
What to do: If you must discuss sensitive issues, meet the person face-to-face in a safe environment.
Final Note: Remember, a phone call is never 100% secure. What you say can be overheard, recorded, or misused. Protect yourself by keeping these three things strictly private.